Real Estate Investment Professionals:

Real Estate Investment Professionals:

Stated Income Programs are back!
The market is changing and so are we. 

We are Offering our most aggressive Program to Date.

             Available on Existing and New Construction.                 
 We have worked hard to make this program the most aggressive

Investor / End User funding program in the market.

Here is info on my investor mortgage.
10% down payment
Stated Income Stated Assets
NOT a credit score driven program
Must have 2 years of employment
Under $1,000,000
7 1/2% interest only 3 year ballon
NO prepayment penalty
There is a 10% lender fees
8% can be rolled into the loan and
2% must be out of pockets
All there are also all basic closing costs (title, appraisal etc..)

 

PROGAM GUIDELINES

 

· Stated Income or Full Documentation OK

· New Construction, Existing Building or Refinancing+

· 10% to 20% Hard Down Payment Of Contract Amount

· 90% LTV (Loan to Value20New Construction or Purchase for Homes Under < $1,000,000.00)

· 80% LTV (Loan To Value New Construction or Purchase for Homes Over > $1,000,000.00

· 80% LTV for Foreign Nationals

· 70% LTV (80% CLTV) (On Refinance) Owner must still have 10% Of Loan Amount in escrow

· 7.5% Interest Only Fixed

· 3 Yr Balloon with a possible additional 3 Yrs. (2 Points to  Extend the extra 3 Yrs. / Must be done at 1st closing)

· Closing Cost can be financed into the loan (Must appraise)

· No Pre-Payment Penalty

· No Minimum Credit Scores (Good Pay History Required)

· No Limit on Properties Owned or on Credit Report

· Not reported to Credit Bureaus (Unless Default or Requested)

· Foreign Nationals OK

· Multi-Properties OK

· Available in all 48 States

· Must show good reserves (6 Months)

· Loan Funding within 45 to 60 Days from Approved Loan Application

· Each Property requires a separate loan.

· Loans must be signed for personal then can be transferred to LLC after closing (Personal Signature still liable for loan)

· Single Family Homes, Multifamily, Townhouses, Condominiums and Approved Commercial Projects. 

· Minimum Loan Amount of $100,000.00

· Client Pre -Approval within 3 Days

· Builder Approval within 5 Days (If New Construction) 

           For More Info: 123cashnow@gmail.com